Merchant Accounts Designed for European Merchants
Businesses across Europe rely on our payment processing infrastructure to accept card payments securely and in full alignment with regulatory requirements.
Our platform combines controlled transaction flows, continuous monitoring, and expert operational support to ensure reliable payment acceptance across European markets and further.
- Trusted by +500 companies
ACCEPT PAYMENTS
Why Businesses Across Europe Partner With FastoPayments
Are declined transactions, fraud exposure, restricted payment methods, or unresponsive support holding your business back with other merchant account providers?
FastoPayments brings over a decade of hands-on experience supporting complex and cross-border payment setups. We deliver tailored payment processing solutions that improve approval rates, strengthen security, and help businesses grow revenue where standard providers fall short.
OUR SERVICES
How We Help High-Risk Merchants
High-Risk Merchant Account
Our high-risk merchant account services in Europe help you deliver a seamless, secure payment experience for your customers while benefiting from fast settlements, multi-currency support, and live transaction monitoring across the EU and EEA.
All accounts come with 24/7 expert support and access to a centralized payment hub, giving you full control over every transaction, from digital wallets and SEPA payments to cryptocurrency processing and more.
High-Risk Payment Gateway
Experience secure and efficient payment processing across Europe with FastoPayments’ high-risk payment gateway solutions. Our platform offers custom integrations and industry-specific features designed to support your business model’ compliance needs.
With advanced fraud prevention and optimized routing, we help you reduce processing costs while protecting your business from chargebacks and security risks.
MPOS/POS
Solutions
Ensure secure and seamless in-person payments across Europe with FastoPayments’ POS and mPOS solutions. Improve efficiency, reduce costs, and enjoy easy integration with flexible connectivity for every business type.
We offer modern POS devices with intuitive interfaces and advanced technology, giving your customers a smooth and reliable payment experience across the EU and EEA.
BENEFITS
What You Get With FastoPayments
We handle over 1 million high-risk payment processing transactions monthly worldwide. No matter where you operate or your industry, we can provide you with safe, international merchant account solutions.
- A single merchant solution for all your payment activities for easier and moref comprehensive payment processing
- Premier merchant account services with unmatchable expertise in the high-risk payment industry
- Outstanding support accessible at all times via WhatsApp, live chat, and more
A Word From Our Customers
We like to believe we’re one of the best merchant account solutions providers in the industry, but don’t just take our word for it.
EU MERCHANT ACCOUNT SOLUTIONS
We Work with All Risk Industries
Industries with elevated risk profiles in the EU face higher dispute rates and stricter SCA (Strong Customer Authentication) controls, making processing significantly more complex. Partnering with an experienced European payment processor ensures disputes are managed proactively, approval rates remain stable, and GDPR-compliant operations continue without disruption.
Nutraceutical
The nutraceutical industry faces heightened compliance requirements and closer monitoring from European card networks and banks. Working with a specialized payment processor ensures your setup meets EU regulatory expectations, supports stable approval rates, and operates within acceptable risk thresholds for a reliable, long-term merchant account.
Travel Industry
Businesses in the travel and hospitality sector face complex payment flows driven by advance bookings, cancellations, and delayed fulfillment. FastoPayments provides travel-focused merchant account solutions designed to meet European card network requirements, support stable payment acceptance, and enable sustainable growth for travel businesses within the Single Euro Payments Area (SEPA).
Gambling & Casino Industry
The gambling sector operates under strict regulatory oversight and elevated compliance requirements. For this reason, payment processing for gambling businesses is focused on operators holding valid EU-member state or recognized MGA licenses. Licensed gambling platforms require secure, compliant payment infrastructure with robust transaction controls and automated AML monitoring to ensure long-term stability.
Crypto Industry
Cryptocurrency transactions involve a decentralized and intricate payment process, requiring extensive knowledge of blockchain technology and EU regulatory frameworks like MiCA. We help you navigate the complexity of MiCA-compliant operations and Transfer of Funds Regulation (TFR) requirements with dedicated cryptocurrency payment solutions designed for the European market.
AI Business Industry
The AI industry is inherently high-risk due to the technical complexities and evolving EU regulatory standards for high-risk systems. FastoPayments provides specialized AI payment processing services to improve security and efficiency, which are top priorities for AI businesses focused on compliant operations and a seamless customer experience within the European market.
Online Dating Industry
Online dating platforms face higher fraud risks, requiring a specialized payment processor. FastoPayments’ online dating merchant account provides secure credit card processing, fraud prevention, and chargeback mitigation tailored to the industry’s unique needs. With diverse payment options and EU-compliant transaction tracking, we help you optimize performance, manage disputes, and ensure a secure environment for your users.
Unified Payment Protection Suite
Powered by an All In One Payment Protection System
A complete protection layer that reduces disputes, blocks fraud, and ensures operational resilience so your high-risk business can navigate EU regulatory standards with total confidence.
Chargeback Prevention
High chargebacks can drain your revenue, which is why you need strong prevention in place to stay below EU dispute thresholds. Fasto helps reduce reversals with real-time monitoring, SCA-optimized risk tools, and secure high-risk processing built for challenging industries. A dedicated high-risk merchant account is the most effective way to protect your business and keep your European payment flows running smoothly.
Fraud Prevention
Frequent fraud attempts can quickly demolish profits in high-risk industries, making robust protection a necessity. Fasto provides advanced fraud monitoring, real-time verification tools, and secure high-risk processing that helps stop unauthorized transactions before they occur. A dedicated high-risk merchant account, backed by PSR1-compliant defense, gives your business the security it needs to thrive in the European market.
3D Secure
Strong authentication is key to reducing fraud and keeping your approval rates high. With 3DS 2.3.1, Fasto adds a sophisticated layer of protection that verifies customers in real time through frictionless, risk-based analysis. This ensures SCA compliance, triggers a vital liability shift to protect your revenue, and keeps your high-risk processing running smoothly with fewer interruptions.
HOW WE CAN HELP YOU WITH MERCHANT SOLUTIONS
Reduce Chargebacks, Increase Revenue & Maximize Your Sales — We'll Handle the Payments
We get it. Finding a high-risk merchant account and credit card processing provider isn’t easy when your business is operating in high-risk industries. By partnering with FastoPayments, you’re guaranteed a safe solution.
100% Secure Transactions
Grey industries deserve high-level security. Our payment gateway ensures your transactions are secure, safeguarding your operations.
Customized Solutions
Your business is unique, and your payment processing should be too. Our team of experts is dedicated to helping you find the perfect payment solution.
Minimum Costs, Maximum Value
Get access to our market-leading merchant accounts and receive the maximum value for your investment while keeping your expenses to a minimum.
Recurring Payments
We know that recurring payment options are vital for many companies. Our merchant account solution allows you to manage recurring transactions efficiently.
International Payments
FastoPayments supports EU, EEA, and UK companies while enabling them to accept payments globally through a single payment processing setup.
Your Favorite Features
Why choose complexity when you can have simplicity? Our high-risk payment gateway is designed with the latest features & your favorite integrations.
NO LIMITATIONS
Our Integrations
Connect seamlessly with the European e-commerce and accounting tools your business relies on every day.
Events
Where can you can find us?
From global expos to niche summits, follow our journey as we connect with industry leaders and share takeaways that shape the future of payments. Stay tuned for updates from the events that matter most in high-risk and beyond.